Fzilx Vs Vxus - In tax advantaged accounts, use 60% fzrox, 36% fzilx, and 4% vss to replicate vt. If you have taxable and tax advantaged accounts, i suggest that you put more international in. Fzilx (fidelity zero international, 0% er) and ftihx (fidelity total international index fund, 0. 06%). They are basically identical, the difference being that ftihx follows the msci acwi. Which one over long time horizon (40+ years) and why? In general, it doesn't matter much as the difference between fzrox/fzilx and vti/vxus is negligible. So it's fine to just leave everything where it is as well. Itโs just silly to pay taxes to. I think the main reason is because fzrox and fzilx are mutual funds, while vti and vxus are etfs. I think people like the ability to trade intraday instead of once at the end for the closing. Although for vxus in roth, you wonโt be able to claim any foreign tax credit if that matters to you. Moving along, there's the beloved fzilx, the fidelity zero international index fund. I'm doing some tlh, and considered whether to buy fzilx (fidelity zero international index fund) or ixus (ishares international index) after taking losses in another.
In tax advantaged accounts, use 60% fzrox, 36% fzilx, and 4% vss to replicate vt. If you have taxable and tax advantaged accounts, i suggest that you put more international in. Fzilx (fidelity zero international, 0% er) and ftihx (fidelity total international index fund, 0. 06%). They are basically identical, the difference being that ftihx follows the msci acwi. Which one over long time horizon (40+ years) and why?